2026年新兴技术趋势报告(Emerging Technology Trends)

Our Global Technology Strategy, Innovation and Partnerships team helps ensure that JPMorganChase remains connected to innovative and emerging trends in both the immediate and long term. Each year, the team puts together a collection of emerging technology trends, along with market and industry perspectives.

This year’s report identifies key predictions and distills the most meaningful technology trends by providing a concise overview of each, offering insights from the broader market and industry. The trends represent pivotal areas of innovation, identified through continuous ecosystem connectivity, internal benchmarks, detailed research and insightful conversations with domain experts across JPMorganChase and externally.

The report highlights a set of high-impact predictions and themes that are rapidly reshaping the technology landscape

Context-driven architectures will be everything: Success in enterprise AI now depends on enabling agents to securely access the most relevant data and tools, empowering differentiated products and services. As automation transforms the software development lifecycle, the focus is shifting from manual coding to architecting context-rich applications. Inference demand drives continued AI buildout: The demand for AI inference and infrastructure shows no signs of slowing, with ongoing innovation in data center design, silicon and delivery networks forming the backbone for future software and ecosystem development.

Inference demand drives continued AI buildout: The demand for AI inference and infrastructure shows no signs of slowing, with ongoing innovation in data center design, silicon and delivery networks forming the backbone for future software and ecosystem development.

The end of app switching; Intent is the new interface: The dominant interface is shifting from apps and browsers to a single, AI-native environment. This new paradigm collapses every workflow into one continuously personalized stream, where intelligent interfaces anticipate, execute and transact across modalities.

AI-powered simulation enhances testing: Organizations are increasingly relying on advanced simulations to test, validate and optimize products, processes and scenarios before real-world deployment. These virtual environments enable continuous,scalable experimentation, and rapid iteration.

As these trends mature, organizations should align adoption with disciplined governance as risks and regulatory expectations continue to evolve.

As we look ahead, the 2026 Emerging Technology Trends Report underscores how the convergence of these trends is redefining what’s possible for global enterprises.